Magic of Compound Interest
Are You Drowning in Overwhelming Debt? Your NOT ALONE.
Today is the day to do something about it.
Go ahead CLICK this link it won't bite.
The time to take ACTION is NOW!!
Butch the Rooster
John the farmer was in the fertilized egg
business. He had several hundred young layers (hens), called “pullets” and eight
or ten roosters, whose job was to fertilize the eggs.
business. He had several hundred young layers (hens), called “pullets” and eight
or ten roosters, whose job was to fertilize the eggs.
The farmer kept records and any rooster that
didn’t perform went into the soup pot and was replaced. That took an awful lot of his time so he bought a set of tiny bells and attached them to his roosters. Each bell had a different tone so John could tell from a distance, which rooster was performing. Now he could sit on the porch and fill out an efficiency report
simply by listening to the bells. The farmer’s favorite rooster was old Butch, and a very fine specimen he was, too. But on this particular morning John noticed old Butch’s bell hadn’t rung at all!
didn’t perform went into the soup pot and was replaced. That took an awful lot of his time so he bought a set of tiny bells and attached them to his roosters. Each bell had a different tone so John could tell from a distance, which rooster was performing. Now he could sit on the porch and fill out an efficiency report
simply by listening to the bells. The farmer’s favorite rooster was old Butch, and a very fine specimen he was, too. But on this particular morning John noticed old Butch’s bell hadn’t rung at all!
John went to investigate. The other roosters were chasing pullets, bells-a-ringing. The pullets, hearing the roosters coming, would run for cover. But to Farmer John’s amazement, Butch had his bell in his beak, so it couldn’t ring. He’d sneak up on a pullet, do his job and walk on to the next one. John was so proud of Butch, he entered him in the Boone County Fair and Butch became an overnight sensation among the judges.
The result… The judges not only awarded Butch the No Bell Piece Prize but they also awarded him the Pulletsurprise as well. Clearly Butch was a politician in the making: who else but a politician could
figure out how to win two of the most highly coveted awards on our planet by being the best at sneaking up on the populace and screwing them when they weren’t paying attention?
figure out how to win two of the most highly coveted awards on our planet by being the best at sneaking up on the populace and screwing them when they weren’t paying attention?
Are You Drowning in Overwhelming Debt?
Debt is one of those terrible 4 letter words. Overwhelming debt is responsible for the break up of countless marriages. Debt is the hidden culprit in unexplained sicknesses brought on by worry, guilt and too much stress. If you find yourself in overwhelming debt, your not alone.
People get themselves in debt for many different reason. Some people just do not know how to handle money. Many people do not realize the a credit card is not really cash. Some people have medical emergencies that come up. Perhaps the thought of a rainy day fund never seemed to important or the rainy day fund has dried up. Whatever the reason, Millions of people are wallowing in overwhelming debt.
I live in Michigan, the car capital of the world. With the present economical situation our area has been hit extremely hard. It is not just that the factories are cutting back on their work force but complete factories are closing. That in itself would be devastating to a community but it does not stop there. All of those who supplied the car factories with the parts/materials have had to adjust to smaller orders. Many automotive suppliers have also shut their doors. It is that ripple effect.
With people no longer having disposable income many of the mom and pop shops have boarded up their doors and windows as well. People are packing up and leaving the Sate looking for work else where, that will effect the taxes as well as the declining student enrollment. A true ripple effect.
It was just a few years ago that car factories were working 3 shifts to keep up with the demand. Workers were getting paid great wages and working over time too. Many adjusted to that lifestyle, not thinking that things could change.
Builders were building house like crazy. We are not talking small houses either. Builders were building huge homes in prestigious, spacious, new subdivisions. A minimum of 2 brand new cars were in the driveway, probably both were full size SUV’s. Then one day things changed, the credit card that already was carrying a big balance was now being used to get cash advances just to pay the light bill.
Any of this sound familiar?
I myself just got back from Michigan State University Veterinary Hospital with a totally unexpected $4,000.00 vet bill.
There are many reasons that people are in overwhelming debt. Overwhelming debt is everywhere. But what can we do about it?
The first step is to admit to the problem and the second thing is to make a list of ALL your outstanding debt. The first step is hard but the second step will make you sick. Seeing your overwhelming debt on paper in black and white will hopefully make you realize that something must be done. You just can’t continue going on like this.
John Cummuta’s Debt into Wealth program has helped millions of people all over the world. People not only overcome their overwhelming debt but learn to break the habit and stay out of debt and go on to become wealthy.
John is on the radio and TV talking about his Debt to Wealth program. Isn’t it time you got your life back?
Get out of your overwhelming debt now.
Cindy
The Wooden Bowl
The Wooden Bowl
I guarantee you will remember the tale of the Wooden Bowl tomorrow, a week from now, a month from now, A year from now.
A frail old man went to live with his son, daughter-in-law, and four-year-old grandson. The old man’s hands trembled, his eyesight was blurred, and his step faltered
The family ate together at the table. But the elderly grandfather’s shaky hands and Failing sight made eating difficult. Peas rolled off his spoon onto the floor. When he grasped the glass, milk spilled on the tablecloth.
The son and daughter-in-law became irritated with the mess. ‘We must do something about father,’ said the son. ‘I’ve had enough of his spilled milk, noisy eating, and food on the floor.’
So the husband and wife set a small table in the corner. There, Grandfather ate alone while the rest of the family enjoyed dinner. Since Grandfather had broken a dish or two, his food was served in a wooden bowl.
When the family glanced in Grandfather’s direction, sometimes he had a tear in his eye as he sat alone. Still, the only words the couple had for him were sharp admonitions when he dropped a fork or spilled food.
The four-year-old watched it all in silence.
One evening before supper, the father noticed his son playing with wood scraps on the floor. He asked the child sweetly, ‘What are you making?’ Just as sweetly, the boy responded, ‘Oh, I am making a little bowl for you and Mama to eat your food in when I grow up. ‘ The four-year-old smiled and went back to work.
The words so struck the parents so that they were speechless. Then tears started to stream down their cheeks. Though no word was spoken, both knew what must be done.
That evening the husband took Grandfather’s hand and gently led him back to the family table. For the remainder of his days he ate every meal with the family. And for some reason, Neither husband nor wife seemed to care any longer when a fork was dropped, milk spilled, or the tablecloth soiled.
On a positive note, I’ve learned that, no matter what happens, how bad it seems today, life does go on, and it will be better tomorrow.
I’ve learned that you can tell a lot about a person by the way he/she handles four things: A rainy day, the elderly, lost luggage, and tangled Christmas tree lights.
I’ve learned that making a ‘living’ is not the same thing as making a ‘life..’
I’ve learned that life sometimes gives you a second chance.
I’ve learned that you shouldn’t go through life with a catcher’s mitt on both hands.You nee d to be able to throw something back sometimes.
I’ve learned that if you pursue happiness, it will elude you But, if you focus on your family, your friends, the needs of others, Your work and doing the very best you can, happiness will find you
I’ve learned that whenever I decide something with an open heart, I usually make the right decision.
I’ve learned that even when I have pains, I don’t have to be one.
I’ve learned that every day, you should reach out and touch someone.
People love that human touch — holding hands, a warm hug, or just a friendly pat on the back.
I’ve learned that I still have a lot to learn.
*********************
The Candle Of Love, Hope & Friendship
This candle was lit on the 15th of September, 1998Keep it burning.
Natural homemade bath and body products
Have you thought about your Christmas List?I really hate to be the one to tell you, but Christmas is just around the corner. I know it just seems like yesterday that you finally packed the remainder of the holiday decorations away from last year.
I wanted to tell you about a project I am working on for my holiday gift list. I got the idea because I recently received the most beautiful gift basket filled with assorted natural homemade bath and body products. This basket was full of bath soaps, teas, bubbles and bombs,salts and scrubs. It had potpourri and assorted lip balms. It was not only colorful but with all of the different aromas, the smell was like a flower garden. I couldn’t wait to dig in and see what all was packed inside.
If your like me, there is no time to take out of your day to go to a Spa and be pampered. This is a Spa in a basket that I am able to enjoy when ever I want. There is no need to get in the car and travel. My “Spa” is as close as my cupboard. What a wonderful and thoughtful gift.
Of course I had to show off my basket of natural homemade bath and body products. Everyone I showed it to had their own ideas.
~ My neighbor is going to have a sleep over party for her “Tweenage” daughter. The little ladies will be able to sample and make up their own products.
~Another is going to get together with her church group and create assorted baskets and sell them for a fundraiser. Just in time for Christmas.
~And yet another friend is making a variety of items to sell at Holiday Craft Shows.
~Myself, I am looking forward to making items for myself and sharing with family and friends.
HHCTB?
Cindy
P.S. This even told me about marketing my natural homemade bath and body products as a business.
http://www.top3percent.org/addtrack.php?add=HCC&cust=3856
I found all of the information I needed in one place, the same place the original basket of goodies recipes came form.
I brightened her day!
I am a very shy person around people I do not know. So what I did the other day was so out of character for me. But I am glad I took action and stepped out of my comfort zone.
I was grocery shopping, in the aisle in front of me was a lady who’s hair caught my eye. Not sure why but it was such a great style, it was perfect on her. As I went by her I really checked it out… taking notes for “my” next hair cut. As I was going around the corner to the next aisle an over powering urge came over me. I had to take action. I stepped out of my comfort zone.
I went back to this perfect stranger and said, “how do you get your hair like that? It looks so nice.” A smile came over her face and she said, “it is a wig.” She went on to tell me that her chemo treatments that she takes for her breast cancer had left her without one hair follicle on her head. She told me that I had made her day and made her feel beautiful and whole again, I thought for a moment she would cry.
By stepping out of my comfort zone and taking action I brightened someone’s day It was contagious, I felt better for taking action too.
What action can you take today?
Step out of your comfort zone.
I’d like to take this opportunity to remind all of my lady readers that October is “Breast Cancer Awareness Month.” Please take action and schedule your annual mammogram appointment.
To my gentleman readers, please show this to all of the special women in your life.
Cindy 