A Bit More Info » John Cummuta’s Debt into Wealth

You Have To Add In That Prior Finance Charge

Cindy — Thu, 22 Apr 2010 21:37:07 +0000

I have done several posts about John Cummuta’s Debt to Wealth System.

I’d like to point something out that some of you may not be aware of. When you are listing your monthly bills and you get to the credit card bill or “MANY CREDIT CARD BILLS” you really should be adding another line that says finance charged LAST MONTH.

That finance charge should be listed separately so that you can “see” that your not gaining on getting rid of that debt if you just INCLUDE it.

John Cummuta has a very informative and beneficial program. It is not Rocket science but it is a way to get a handle on overwhelming debt.
Take action and control of your overwhelming DEBT.

Cindy

Overwhelming Debt Causes a Ripple Effect

Cindy — Thu, 26 Nov 2009 21:30:58 +0000

When your drowning in overwhelming debt all troubles are magnified. Overwhelming debt produces such stress it is hard to carry on as “normal.”

Are you one of the millions of people who have to much overwhelming debt? Many marriages break up because of to much debt. Couples do not remember the marriage vows about, “for better or for worse. In good times and in bad.” being in debt would certainly fall in to the “bad times.”

People get into debt for many reasons. The stress of thinking about how to get out of debt is so overwhelming to many that they simply continue to put off thinking about it. I hate to tell you but putting off thinking about it is not helping, the ostrich with the head in the sand does not work at all in this case.

To get out of overwhelming debt you must take action. You need a plan. John Cummuta’s overwhelming Debt to Wealth plan is not rocket science but it is a plan. A step by step plan for getting out of debt. It is all laid out… do this first, do this next… now you have to do this, step by step.

Part of John’s package is an audio presentation. I had to travel out of town so I listened to John’s information while I drove. I enjoyed his entertaining style. John gave personal testimony. The recording was from a workshop that he had done about overwhelming debt and how to get out of it.

The audio portion is just a small part of what you get with John Cummuta’s overwhelming Debt to Wealth program. The information is very informative. Will it work for everyone? It will only work for the people that follow the information and take action.

Your way out of overwhelming debt

Cindy

Review of John Cummuta’s Overwhelming Debt to Wealth

Cindy — Thu, 26 Nov 2009 21:13:05 +0000

After hearing the radio commercial for John Cummuta’s overwhelming Debt to Wealth program many times I simply had to know his secret formula. I purchased the information and I listened and I read what John’s answer to overwhelming debt was. This is my review of that information.

Since my purchase was made online I had immediate access after I downloaded the Debt to Wealth file.

John knows first hand about overwhelming debt. Millions of people are drowning in debt, John was one of them. Are you drowning in overwhelming debt? The information contained in Debt to Wealth is a result of how John himself was able to dig himself out of seemingly overwhelming debt. Not only did the information that he put together work for him but it worked for several of his family members as well, all with great success. Since then John’s Debt to Wealth program has helped millions of people all over the world.

The audio part of the information that I received was recorded at one of John’s workshops. This was a workshop where he spoke about how to get out of debt and go onto to pay off all of the debt that you have. One of the things John points out is that it is important to know the difference between debt and bills.

John’s entertaining presentation was filled with personal stories and first hand knowledge of his own ability to get out of overwhelming debt.
Everything from how did this happen? What can I do to stop this from continuing? What can I do NOW?

John tells you how he helped himself and has helped millions of others get out of overwhelming debt. He will be the first to tell you that it is not rocket science but that it is a step by step plan for getting out of debt.

During John’s presentation he tells about many traps and pitfalls to be on the lookout for. As well as giving solutions.

I am sure many will benefit greatly from this information. Will it help everyone? It will only help those who are willing to listen and those that are willing to take action on the information that is provided.

I have read a few reviews from others about this Debt to Wealth program. I heard that a follow up phone call is placed from one of the staff people asking you if you would like additional personal coaching. I must have fallen through the cracks because I didn’t receive one of these phone calls. I also read in these reviews that the monthly fee for this private coaching was rather expensive. But as I said I never got one of these phone calls so I am only going by what I have read from others.

The information that I got out of the overwhelming Debt to Wealth program was enough so that I would be able to follow the plan. Even if they would have called me I would have listened to the offer but I know how to say “NO.” As a matter of fact leaning to say “NO” is one of the things that John teaches. So when I read these reviews from other people about the follow up calls I have to chuckle. They are not following the plan that John has laid out for them.

Not being able to say “NO” is one of the reason that many people are drowning in overwhelming debt.

Myself, I thought the information that was offered in the overwhelming Debt to Wealth program that I downloaded was very beneficial and informative. Perhaps others would need the personal coaching that is offered to stay on track and continue with the step by step but not me. What I received from the download was enough.

I hope this review was helpful to you.
Click to read more about Debt to Wealth

Cindy

Are You Drowning in Overwhelming Debt?

Cindy — Sat, 24 Oct 2009 20:41:20 +0000

Debt is one of those terrible 4 letter words. Overwhelming debt is responsible for the break up of countless marriages. Debt is the hidden culprit in unexplained sicknesses brought on by worry, guilt and too much stress. If you find yourself in overwhelming debt, your not alone.

People get themselves in debt for many different reason. Some people just do not know how to handle money. Many people do not realize the a credit card is not really cash. Some people have medical emergencies that come up. Perhaps the thought of a rainy day fund never seemed to important or the rainy day fund has dried up. Whatever the reason, Millions of people are wallowing in overwhelming debt.

I live in Michigan, the car capital of the world. With the present economical situation our area has been hit extremely hard. It is not just that the factories are cutting back on their work force but complete factories are closing. That in itself would be devastating to a community but it does not stop there. All of those who supplied the car factories with the parts/materials have had to adjust to smaller orders. Many automotive suppliers have also shut their doors. It is that ripple effect.

With people no longer having disposable income many of the mom and pop shops have boarded up their doors and windows as well. People are packing up and leaving the Sate looking for work else where, that will effect the taxes as well as the declining student enrollment. A true ripple effect.

It was just a few years ago that car factories were working 3 shifts to keep up with the demand. Workers were getting paid great wages and working over time too. Many adjusted to that lifestyle, not thinking that things could change.

Builders were building house like crazy. We are not talking small houses either. Builders were building huge homes in prestigious, spacious, new subdivisions. A minimum of 2 brand new cars were in the driveway, probably both were full size SUV’s. Then one day things changed, the credit card that already was carrying a big balance was now being used to get cash advances just to pay the light bill.

Any of this sound familiar?

I myself just got back from Michigan State University Veterinary Hospital with a totally unexpected $4,000.00 vet bill.

There are many reasons that people are in overwhelming debt. Overwhelming debt is everywhere. But what can we do about it?

The first step is to admit to the problem and the second thing is to make a list of ALL your outstanding debt. The first step is hard but the second step will make you sick. Seeing your overwhelming debt on paper in black and white will hopefully make you realize that something must be done. You just can’t continue going on like this.

John Cummuta’s Debt into Wealth program has helped millions of people all over the world. People not only overcome their overwhelming debt but learn to break the habit and stay out of debt and go on to become wealthy.

John is on the radio and TV talking about his Debt to Wealth program. Isn’t it time you got your life back?

Get out of your overwhelming debt now.

John Cummuta’s Debt to Wealth

Cindy